{"id":13536,"date":"2026-08-31T11:43:44","date_gmt":"2026-08-31T15:43:44","guid":{"rendered":"https:\/\/www.ucf.edu\/financial-aid\/?post_type=faq&#038;p=13536"},"modified":"2026-08-31T11:43:44","modified_gmt":"2026-08-31T15:43:44","slug":"my-parent-borrowed-a-parent-plus-loan-before-july-1-2026-do-the-new-limits-apply","status":"publish","type":"faq","link":"https:\/\/www.ucf.edu\/financial-aid\/question\/my-parent-borrowed-a-parent-plus-loan-before-july-1-2026-do-the-new-limits-apply\/","title":{"rendered":"My parent borrowed a Parent PLUS Loan before July 1, 2026. Do the new limits apply?"},"content":{"rendered":"<p>Possibly not immediately. Federal law (One Big Beautiful Bill) provides a temporary exception for certain continuing students and parent borrowers who meet the eligibility requirements.<\/p>\n<p>If the exception applies, a parent may temporarily remain eligible under the previous Parent PLUS borrowing rules for the shorter of the federally permitted exception period or the student&#8217;s remaining expected time to complete the program.<\/p>\n<p>UCF will determine whether the exception applies based on the student&#8217;s and borrower&#8217;s federal aid records.<\/p>\n","protected":false},"template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"tags":[96],"class_list":["post-13536","faq","type-faq","status-publish","hentry","tag-federal-financial-aid-changes-ob3"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>My parent borrowed a Parent PLUS Loan before July 1, 2026. 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